work out your BSD and ABSD instantly
Stamp Duty calculator
Buyer's Stamp Duty (BSD)
What it is:
BSD applies to every property purchase in Singapore, whether it’s a new launch, resale condo, or landed home.
How it’s calculated:
It’s charged on the higher of the purchase price or market value, using the marginal tier system:
Rates verified with IRAS (effective 15 February 2023).
Additional Buyer's Stamp Duty (ABSD)
What it is:
ABSD is an additional tax on top of BSD for certain buyers.
It depends on your residency status and how many homes you already own.
ABSD applies on the higher of the purchase price or market value and must be paid within 14 days of signing the Sale & Purchase Agreement.
Rates verified with IRAS (residential properties, updated 27 April 2023).
Seller's Stamp Duty (SSD)
What it is:
SSD applies if you sell your residential property during the holding period.
For homes purchased between 11 Mar 2017 and 3 Jul 2025, SSD is chargeable if sold within 3 years.
From 4 Jul 2025 onwards, the holding period extends to 4 years.
Rates verified with IRAS (effective 4 July 2025)
Stamp Duty on Rental Lease
What it is:
When you rent a home or renew a lease, you’ll also pay tenancy stamp duty:
Your questions answered
Frequently Asked Questions (FAQ) for Stamp Duty
What is ABSD and when do I pay it?
ABSD (Additional Buyer’s Stamp Duty) is charged on top of Buyer’s Stamp Duty (BSD) when you buy a residential property. It’s computed on the higher of the purchase price or market value. Pay BSD/ABSD within 14 days of signing in Singapore (30 days if signed overseas). Late payment can attract penalties.
Who needs to pay ABSD on a joint purchase?
ABSD depends on each buyer’s profile and property count. For joint purchases, the highest applicable rate among the buyers applies to the entire price.
What are the current ABSD rates (from 27 Apr 2023)?
SC: 0% (1st), 20% (2nd), 30% (3rd+).
SPR: 5% (1st), 30% (2nd), 35% (3rd+).
Foreigner: 60%.
Entity: 65%.
Trustee (living trusts): 65% upfront.
How does ABSD work for properties bought into a trust?
Purchases into a trust pay 65% ABSD upfront. A refund may be available if the property is held on trust for identifiable individual beneficiaries only. Apply within 6 months of executing the instrument. See trust refund rules.
Can I get any ABSD remissions or refunds?
Possible cases include: married SC couples selling their first home within 6 months, qualifying trusts, and (from 16 Feb 2024) single SC seniors (55+) replacing their home — subject to conditions.
Can I defer ABSD or pay by instalments? Can I use CPF?
ABSD cannot be deferred or paid in instalments. You may use CPF subject to CPF Board’s rules for the relevant housing schemes.
What if I don’t pay on time or try to avoid ABSD?
IRAS may impose penalties up to 4× the unpaid duty for late/non-payment. Avoidance arrangements can be challenged; duty may be clawed back with a 50% surcharge and further penalties.
Disclaimer
The results generated by this calculator are provided for illustrative purposes only and should not be relied upon as financial or professional advice. They are supplied “as is” without warranty of any kind as to accuracy, completeness, or timeliness.
We make no representations or guarantees about the outcomes, and accept no liability for any loss, damages, expenses, or costs arising directly or indirectly from the use of this calculator or reliance on its results.
Before making any property, financing, or investment decisions, you are strongly encouraged to seek professional advice from a qualified mortgage specialist, financial advisor, or relevant authority.